Hotcross MCP

READ DOCS LAUNCH SDK

Stripe for Yield

MCP‑powered API that pipes real‑time DeFi yield directly into your AI‑driven products.

LAUNCH APP

READ DOCS

(Middleware Control Plane)

One call. Best yield. Any chain.

Hotcross MCP is the brain behind the "Earn" button—tell it the asset and amount, and it automatically:

hunts down the highest real-time APY across Aave, Morpho, LSD vaults, Pendle, RWAs, and more

bridges tokens to the optimal network in seconds

streams rewards back or compounds them, gas-sponsored via built-in paymasters

Built for AI-Driven Apps

Your AI action

What you write

What MCP does for you

Park idle USDC

allocate("USDC", 10_000)

Finds the top stable-yield vault, deposits, starts streaming returns

Cover wallet gas

allocate("ETH", 1)

Routes ETH to a liquid-staking vault; yield feeds your paymaster wallet

Reward users

getYield(user)

Tallies each user's share from the same deposit—no extra code

Test strategies

simulateIntent()

Returns projected APY, gas, and risk before committing funds

Access RWA pools

simulateIntent()

Verifies KYC badge NFT, deposits into T-bill-backed vault

Why Hotcross Exists

Stacks is a production-ready library of stackable content blocks built in React Native.

The Problem

Fragmented yields across Aave, Morpho, Pendle, liquid-staking, RWAs

Painful, gas-heavy UX

Compliance hurdles for real-world assets

Siloed chains and bridges

Hotcross Solution

One MCP that discovers, routes, and composes yields automatically.

Paymaster-as-a-Service — users deposit in a single, gas-sponsored call.

NFT / KYC Badges gate permissioned vaults and unlock institutional capital.

Omnichain execution layer connects all major networks.

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How it works

Stacks is a production-ready library of stackable content blocks built in React Native.

Step 1

Intent In

Your app (or AI agent) calls allocate(asset, amount, strategy) via REST, SDK, or Solidity

Step 1

Intent In

Your app (or AI agent) calls allocate(asset, amount, strategy) via REST, SDK, or Solidity

Step 2

MCP Orchestration

Chooses the best vault from Strategy Adapters • Checks optional KYC or loyalty NFTs • Sponsors gas if Paymaster toggle is on

Step 3

Cross-Chain Execution

Omnichain Engine bridges funds and deposits on optimal network

Step 4

Reward Routing

Yield streams back, auto-compounds or splits per on-chain rules

Core Protocol Modules

Multi-Protocol Strategy Adapters

Seamless integration with leading yield protocols like Aave, Morpho, Pendle, and more through our unified adapter interfaces.

Cross Yield v2 Framework

Advanced ERC‑4626 vault system with dynamic strategy slots for ultimate composability and yield optimization.

Gas Abstraction Layer

ERC-4337 compliant paymaster for gasless transactions, eliminating barriers to entry across all networks.

Identity & Compliance

Institutional-grade KYC verification via soulbound NFT badges, enabling regulatory-compliant yield generation.

Omnichain Execution Engine

Zero-latency cross-chain messaging with proprietary bridging infrastructure for atomic multi-chain transactions.

Enterprise SLA Dashboard

Real-time performance monitoring with automated fee rebates if our protocol doesn't meet contractual service levels.

Standout Capabilities

AI-Powered Yield Optimization

Our advanced machine learning algorithms forecast APY trends across protocols and automatically rebalance positions to capture the highest yields in real-time, increasing returns by up to 27% compared to static yield strategies.

Tokenized Yield Positions

Every yield deposit automatically mints a composable ERC‑721 NFT that can be traded, staked in governance, or used as collateral throughout the DeFi ecosystem—unlocking new liquidity for previously locked assets.

Visual Strategy Designer

Our intuitive no-code interface enables anyone to create custom yield strategies—design, simulate, and deploy new yield vaults within minutes without writing a single line of Solidity code. Ideal for fund managers and DAOs.

Integrated Risk Management

Built-in insurance coverage via our Nexus Mutual partnership provides peace of mind for all depositors. Our secure yield vaults display real-time APY after premium deductions with full transparency on risk exposure.

Developer Revenue Program

Integrate Hotcross vaults into your platform and earn up to 30% of all generated fees through our transparent revenue-sharing system. Real-time reporting dashboard tracks your earnings across all integrated products.

Built for Developers

Multi-language SDKs

Integrate with just a few lines of code using our TypeScript, Python, Rust or Go libraries with comprehensive documentation.

Open Source Protocol

All adapter code is fully audited, extensible, and welcomes community contributions through our governance system.

Local Development Kit

Advanced CLI sandbox for testing yield strategies against mainnet forks with powerful debugging and simulation tools.

Security-First Design

Comprehensive grants program with pre-paid security audits and bug bounties for all community-contributed adapters.

Launch Partners

Pendle Protocol – Hotcross yield tokens directly tradable on Pendle's yield AMM for real-time market access.
Ether.fi – Enhanced liquid staking with optimized validator rewards for decentralized ETH staking.
Morpho Labs – Integrated lending optimization paths for the best borrowing rates across all supported chains.
Fetch.ai – Reference agent architecture for autonomous yield reallocation via our Intent Expression API.